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BNK Financial Group has established the ‘2024-2026 Mid-to Long-term ESG Strategy’ reflecting the newly announced vision and core values with the proclamation of ‘VISION 2030’. Based on the three major strategic directions of ‘Green Finance’, ‘Co-prosperity Finance’, and ‘Righteous Finance’, BNK Financial Group plans to implement 12 key areas of tasks to accelerate ESG management.

2024-2026 Mid-to Long-term ESG Strategy

Mid-to Long-term ESG Roadmap

Green Finance

Green
Finance TOUCH OUR PLANET

Realizing Green Finance
that protects the environment

Green Finance - Focus Area,BNK Financial Group’s ambition으로 이루어진 테이블
Focus Area	BNK Financial Group’s ambition
Pursuing the achievement of carbon neutrality targets	Achieving Net Zero by 2045 for internal emissions and by 2050 for financed emissions through 11 detailed action tasks focused on Greening(eco-friendly transition), Positive Screening(investment preference), Negative Screening(investment exclusion), and Engagement(participation promotion). BNK Financial Group Net Zero Roadmap ※ You can check the 11 detailed implementation tasks on p. 25 of the 2023 BNK Financial Group Sustainability Management Report
Establishment of an eco-friendly financial product management system	Consideration of eco-friendly factors in funding and financial investments Development of green products and services that account for environmental impact Signing a Memorandum of Understanding (MOU) with Busan Metropolitan City and the Korea Technology Finance Corporation to fully support financing costs for carbon-reduction technology companies MOU Signing Ceremony for Financial Support for Carbon Reduction Technology Companies
Advancement of eco-friendly management	Establishment of ‘ESG Data Platform’, a data management system for reducing internal carbon emissions within BNK Financial Group Transition to eco-friendly vehicles and expand use of renewable energy Strengthening the practice of low-carbon living by employees
Participate in global environmental initiatives	Obtainment of SBTi (Science Based Targets Initiative) approval for Scope 1~3 carbon reduction targets Active participation in external activities to realize green finance, such as declaring support for TCFD, joining UNEP FI PRB, and PCAF

Co-prosperity Finance

Co-prosperity
Finance Touch Our Community

Expanding Co-prosperity Finance
with the local communities

Co-prosperity Finance - Focus Area,BNK Financial Group’s ambition으로 이루어진 테이블
Focus Area	BNK Financial Group’s ambition
Building an ESG ecosystem in the Southeast region	Establishment of the Future Innovation Department to create new business models and solve community problems Expanding support for growth of key local industries through the operation of the ‘Storage B’ program to foster a fintech and startup ecosystem
Expanding inclusive finance	Support for the financially vulnerable through the ‘Crisis Overcoming Companion Project’ Adoption of the ‘Regional Shared Growth Declaration’ to foster regional industries and small and medium-sized enterprises and restore added value within the region Establishing a sustainable finance system to vitalize the local economy and expand social finance products to provide preferential treatment to the financially vulnerable Declaration of Regional Co-growth
Protection of Financial Consumers’ Rights and Interests	Implement financial education that reflects customer characteristics Operation of various customer communication channels such as customer panel system, financial consumer rights improvement advisory group, etc. Operation of review procedures and implementation of mystery shopping system to prevent incomplete sales
Expanding the Creation of Social Value in Local Communities	Selecting indicators and establishing a performance management process to measure the economic, environmental, and social impacts created by BNK Financial Group Fulfilling corporate social responsibility through social contribution activities linked to the local community ※ The 2023 social value measurement results can be found on p.90 of the 2023 BNK financial Group Sustainability Management Report.

Righteous Finance

Righteous
Finance Touch Our Sustainability

Establishing Righteous Finance
for sustainability

Righteous Finance - Focus Area,BNK Financial Group’s ambition으로 이루어진 테이블
Focus Area	BNK Financial Group’s ambition
Strengthening the ESG risk management system	Incorporating Climate Risk into Risk Management Policies for integrated management of financial and non-financial risks Including ESG management activities in non-financial evaluation items during credit rating
Building an ESG organizational culture	Establishment of BNK Financial Group Human Rights Management Policy and Diversity Policy Conducting human rights impact assessments every year to identify vulnerable areas and implement improvement tasks
Establishing an ethical and law-abiding management culture	Operation of the Internal Control Innovation Committee and Innovation Promotion Team Strengthening the internal control inspection system of all subsidiaries, including operation of a constant monitoring system, strengthening on-site inspections, and conducting data-based intensive inspections Activation of the whistleblowing system
Establishment of an autonomous financial security system	Information security training is mandatory for all former and current employees of the group and employees of partner companies. Conduct regular information security risk assessments and information security risk management activities

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2024-2026 Mid-to Long-term ESG Strategy

Mid-to Long-term ESG Roadmap

Green Finance

Co-prosperity Finance

Righteous Finance

Green Finance

Co-prosperity Finance

Righteous Finance