Stage 1(2019~2020) Laying a Solid Foundation
        Promote balanced growth by strengthening substantiality
        
        - Promote Balance of growth by efficient management of WM/CIB Business
- Set up specialized IB business 
- Set up a growth engine to leap for Digital Financial Group
Stage 2(2021 ~ 2022) Taking off
        Maximizing Synergy in Group-level
        
        - Specialized in WM and CIB business
- Diversify and Expand Business Portfolio
- Pursue overseas expansion in Southeast Asia
Stage 3(~2023) Attaining the Goal
        Complete ‘Grow 2023 Roadmap’ through qualitative and quantitative growth
        
        - Accomplish WM/CIB business in Group-level
- Leap for integrated financial service 
- Transform to Digital Financial Group